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TAP Key to Economic Turnaround
Updated: Wednesday, March 04, 2009
Change in credit hours requirement will hurt students
Gov. David Paterson has proposed a $45 million cut in TAP in his 2009-10 spending plan. A good deal of the savings would come from an increase in the number of credit hours a student must take to qualify for a full TAP award. Currently, students must take 12 credit hours per semester to qualify for the full award; the Executive Budget calls for an increase to 15 credits. TAP awards for students taking 10 to 14 credits would be pro-rated.
For some students, an increase to 15 credits will serve as an incentive to graduate on time and receive their full TAP awards. But what about those who are struggling financially and have to work to pay their college expenses? Many of these students are forced to take 12 hours in order to earn a big enough paycheck to stay in school. If the requirement for a full-time TAP award is raised to 15 credit hours, some students will find it impossible to pursue a college degree and either postpone their studies or forego them all together.
The governor’s spending plan also calls for an increase in the minimum academic standards for non-remedial students to maintain TAP eligibility. While this will certainly inspire some students to take their studies more seriously, we can’t discount the fact that today we are seeing more and more students arrive on college campuses less prepared to do college work than ever before. Even a segment of students with good high school GPAs are struggling to make their way in college these days and we’re seeing an increase in students with writing, English and math deficiencies. If these students are also forced to deal with less financial aid, they may find it too overwhelming to pursue a college education.
The Executive Budget also eliminates TAP for approximately 7,600 graduate students and reduces funding for Direct Institutional “Bundy” Aid and the Collegiate Science and Technology Entry Program, which prepares under-represented and economically disadvantaged students for entry into scientific, technical, and health-related fields.
As the president of
This year, more than 315,000 students will rely on TAP to help pay for college. Fifty-eight percent of TAP students come from families whose annual income is $20,000 or less. TAP, therefore, is crucial to retaining students in our state which, in turn, is key to
While it’s vital for our legislators to restore funding for student aid programs, I also call on them to support the governor’s proposal to establish the New York Higher Education Loan Program (NY HELPs). As some banks stop offering student loans, families are left with fewer financing options. Under this low-interest loan program, students would be able to borrow up to $10,000 annually for college expenses. Like TAP, NY HELPs is crucial to keeping higher education accessible to all New Yorkers.

